Housing Assistance Rehabilitation Program (HARP) Criteria

HARP provides loans to eligible homeowner families for moderate to substantial home rehabilitation and/or reconstruction projects. Loan funds are designed to address housing code deficiencies.

What Kind of Repairs Do I Need?

HARP loan program can repair code violations and correct health and safety hazards; HOWEVER, your home must be assessed for deficiencies and ALL deficiencies must be repaired.

Examples:

Attic insulation, caulking	Smoke detectors
Bathroom or shower grab bars	Steps or stairs
Electrical repairs	Water heaters
Foundation repairs	Weather stripping
Heating and air conditioning units	Well repair or replacement
Plumbing repairs	Wheelchair ramps
Roofs	Windows and doors

Does My Home Qualify?

To be eligible for HARP, you must meet the following criteria:

After your home has been repaired, the value of your home may not exceed $364,000.
You must own and occupy the home needing improvements.
You may not have filed bankruptcy in the last 2 years.
You must be current on all Property Tax payments.
Your household annual income cannot exceed the income limits described below.
Your home must be located in an eligible area of the County of Fresno, as described below.

Annual Income

The annual income of all adults in your household may not exceed the limits listed in the following table (effective June 15, 2023):

Family Size	Maximum Family Annual Income @ 80% AMI
1	$46,200
2	$52,800
3	$59,400
4	$65,950
5	$71,250
6	$76,550
7	$81,800
8	$87,100

Live in one of the follow areas of Fresno County

Cities of:

Fowler	Reedley
Kerman	Sanger
Kingsburg	Selma
Mendota

Unincorporated areas consist of County Island areas within the City of Fresno:

Bullard	Tarpey Village
Easterby	Sunnyside
Fig Garden	West Fresno
Mayfair

Unincorporated areas consist of the following communities and towns:

Auberry	Laton
Big Creek	Malaga
Biola	Minkler
Bowles	Miramonte
Burrell	Monmouth
Cantua Creek	O'Neill
Caruthers	Piedra
Centerville	Pinehurst
Del Rey	Prather
Dunlap	Raisin City
Easton	Riverdale
El Porvenir	Rolinda
Five Points	Shaver Lake
Friant	Tollhouse
Helm	Tranquillity
Lakeshore (Huntington Lake)	Wheatville
Lanare

Below is a Map of Eligible Fresno County Areas

Fresno Metropolitan Area ***Ineligible Areas are in White on the map***

If you meet the above listed basic requirements, you may be eligible for assistance

For additional information, general questions, comments, or a pre-screening if you qualify, please complete the form below:

Contact Community Development Division

For additional information, please contact the Community Development Division at:
Phone - (559) 600-4292 | Fax - (559) 600-4573 | Email: Comdev@fresnocountyca.gov

Community Development office is located on the 8th Floor of the Fresno County Plaza
2220 Tulare Street (South/West corner of Tulare and "M" streets) in Fresno, CA
Office hours 8:00 am - 5:00 pm (closed 12:00 pm - 1:00 pm)

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